800-388-2093

Today, health care costs are high, and getting higher. Lots of people in the United States can't afford health care. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially.

With health insurance, you protect yourself and your family in case you need medical care that could be very expensive. You can't predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have insurance, many of your costs are covered by a third-party payer, not by you. A third-party payer can be an insurance company or, in some cases, it can be your employer.

Discount medical plans opens the door to provider networks so that you can obtain wholesale prices for doctors, dentist, hospital and other provider services. This means cardholders enjoy the same wholesale rates for their doctor and hospital provider services, along with contract pricing on prescription, dental, vision and hearing services.

One card covers all individuals residing in your household including spouse, natural born children, stepchildren, children for whom you have assumed legal or financial responsibility, and parents who reside in the your household.

It's not health insurance but it is a great alternative to health insurance. It can also be a good supplement to health insurance. Most of these discount plans are very affordable.